- Why Earthquake Retrofitting is Important in Los Angeles
The reason why earthquake retrofitting is important in Los Angeles is that older homes are at risk of significant damage during an earthquake, but by implementing earthquake retrofitting measures, you can limit the damage and protect yourself.
Older raised foundation houses may be particularly susceptible to earthquake shaking as these were constructed before building codes addressed seismic risks were put into place.
Strengthen Your Home
Repairing earthquake damage can be a considerable expense and may prevent you from living in your home during repairs or reconstruction processes.
homes without earthquake retrofitting can be at greater risk of structural damage and total collapse, due to many older houses built before modern building codes considered earthquakes and therefore being more prone to moving off their foundation during an earthquake.
There are a few simple things you can do to strengthen your house and prepare it to better withstand an earthquake.
Installing braces or bolts that will secure a home to its foundation can help ensure its safety during an earthquake, protecting against sliding off of its place or displacement from shifting in any way that might cause major structural damage.
Save Your Family’s Life
Los Angeles is among the most earthquake-prone cities in America, located along its southern section of the San Andreas fault which is highly vulnerable to major quakes.
Because this region is susceptible to more frequent, smaller tremors that strike much closer to homes, earthquake preparation is an ongoing and essential aspect of living here.
Some older houses may be especially susceptible to earthquake damage because they haven’t been retrofitted with modern building codes. For instance, raised foundation homes built prior to 1980 may not have frames bolted securely to their foundation and may contain walls that surround crawl spaces (cripple walls) without bracing.
Under Los Angeles Ordinance 183893 and amendments 184081, buildings located within Los Angeles must be retrofitted with energy-efficient features. Santa Monica and West Hollywood have passed similar laws.
Increase Your Home’s Value
Retrofitting your home to lower earthquake damage risks also has the added bonus of increasing its value – something especially helpful if you plan to sell it later.
Los Angeles is a large and varied city with numerous types of homes – raised foundation older homes, “post and pier” houses and hillside properties among them.
Experts indicate that these homes are particularly susceptible to structural damage during an earthquake as they were constructed before seismic building codes came into force.
Los Angeles has adopted laws requiring owners of these aging buildings to install retrofits on their foundations in order to strengthen them against collapse in an earthquake. Such retrofits will prevent these aged buildings from collapsing under seismic force.
Reduce Your Insurance Rates
Los Angeles and Southern California are home to some of the highest earthquake risk areas worldwide, so it is crucial that you take measures to strengthen your property before an unforeseen event strikes.
Retrofitting your house can be one of the quickest and cheapest ways to increase its earthquake resistance; cost will depend on its size and type.
Older homes with raised foundations such as “post and pier” houses, hillside homes or garage living spaces may require seismic strengthening measures to keep up with modern living needs. You can learn more about these foundation types at our Strengthen Your House page.
An earthquake retrofit not only protects you and your home but can also lower insurance rates; many insurance providers offer discounts for older homes retrofitted adequately with seismic devices.
- Business Debt Solutions – How to Negotiate and Eliminate Business Debt
Most businesses need loans and cash infusions to start, grow or re-energize during difficult times. However, business debt should always be used sparingly and with the intent of growing the business and making it profitable or self sustaining as quickly as possible to avoid any debt issues later on. Whether a business is in trouble or experiencing rapid growth, it is important to be aware of all the options available to manage a business’s debt situation including negotiation with creditors and other lenders to reduce expenses and/or debt payments.
In many cases, debt negotiations can be successful. Business business debt solution debt solutions may involve lowering interest rates, reducing principal amounts owed, deferring or forgiving arrears and/or extending payment terms on debts or obligations. These negotiations can have several benefits: the business saves money by spending less on interest and fees; it preserves the reputation of the company with its creditor for a more positive future; it allows the company to continue operations without having to liquidate assets in order to pay the debts; it frees up cash that could be used for other purposes; it may allow the owner to exit a failing business with minimal personal repercussions; it may give the business more time to recover from financial difficulty; it can allow a more flexible repayment schedule.
Some companies with high levels of debt are unable to obtain new loans or have their loan applications denied due to strict borrowing limits and higher interest rates. This can make it very difficult to sustain a business or even grow. In such instances, it might be necessary to seek alternative financing. This can be accomplished by factoring receivables, obtaining asset-based lending or merchant cash advances.
Another alternative is to consolidate existing debt. This is often accomplished by rolling multiple business loans into one consolidated debt and possibly obtaining a lower rate for the new loan. The business may save on interest fees and can use the savings to pay down debt faster, which will have a positive impact on the credit score.
Bankruptcy is a last resort but may be an option for a business with unsupportable debt, especially if the company can continue to operate and does not have significant personal guaranties attached to its debt. The bankruptcy process offers the opportunity to settle the unsupportable debt and avoid having to take the risk of putting up its assets for auction and losing the value. Employees and the local economy win as well, since the debt is not unnecessarily thrown away.
The ultimate goal with any business debt solution is to save the company and settle the outstanding debts. This can be achieved through negotiating with creditors or with professional debt-relief firms that negotiate with creditors on behalf of the client to settle business debts for less than they are owed. The latter approach is usually preferred as it does not disrupt the natural order of priority of a creditor’s rights and also saves time, expense and resources for all parties involved.
- Why It’s Important to Have a Local Plumber on Call
Having a good plumber on call is an important part of any home owner’s maintenance plan. You should always hire a professional who is licensed and insured, which ensures that the work will be performed correctly. You should also look for customer reviews to ensure that you’re choosing a trustworthy company.
Whether you’re in need of Minnetonka plumbing repairs or are interested in installing a new kitchen sink, toilet, dishwasher or garbage disposal, it’s essential to find a plumber who offers quality workmanship at fair prices. Luckily, there are plenty of qualified and reliable plumbers in Minnetonka to choose from. In fact, many of these plumbers have received high marks from their customers for their prompt service, quality work, and professionalism.
Minnetonka’s first mayor, Philip W Miller, opened a grocery store in the village in 1931. The store was successful and eventually grew into a chain.
After the second world war, Minnetonka began to grow rapidly as residential developments popped up around town. This growth led to annexations from surrounding communities, including Deephaven, Hopkins, and Wayzata. By the time Minnetonka became a city in 1956, it had grown to encompass 36 square miles of land.
A local plumber in Minnetonka will be able to complete all of your plumbing repairs and installations quickly, efficiently, and correctly. They can also provide routine inspections to prevent costly repairs in the future. These services will help keep your household running smoothly and reduce the risk of water damage.
The best plumbers in Minnetonka offer a wide range of services, including emergency repairs. They can handle anything from clogged drains to major plumbing emergencies like burst pipes. They can even perform water heater installation and repair, as well as install a whole-house water filtration system. Moreover, these professionals will be able to handle any type of gas kitchen appliance installation and repair, sewage ejector and sump pump service and repair, and faucet installations for kitchens, bathrooms, and outdoor use.
When looking for a plumbing contractor in Minnetonka, it’s vital to look for one that is licensed, insured, and bonded. In addition, they should have a good reputation in the community and be willing to answer your questions. You should also ask for references and photos of previous jobs to get an idea of their quality of work.
The state of Minnesota requires that all plumbing work be done by a licensed plumber. A permit must be obtained before any plumbing work can be completed, and the contractor must pass a background check before being allowed to start the job. In some cases, permits may be obtained by homeowners, but they must meet strict requirements and pay any applicable fees. In addition, the homeowner must schedule the required inspections with the building inspections division. Moreover, the homeowner must provide accessibility to the structure for the inspector to evaluate the plumbing work.
- Understanding Quality Addiction Treatment Services
Discover the keys to successful recovery with quality addiction treatment services. Learn about personalized therapies, success rates, and overcoming challenges. Find hope and healing today.
Addiction is a complex challenge, but quality addiction treatment services offer a lifeline to recovery. In this comprehensive guide, we explore the crucial aspects of addiction treatment, from understanding its importance to addressing common misconceptions. If you or a loved one is on the path to recovery, this article is your roadmap to quality care.
Understanding Quality Addiction Treatment Services
Quality addiction treatment services encompass a range of evidence-based practices designed to address substance abuse effectively. From personalized therapy plans to holistic approaches, these services prioritize individual needs, fostering a supportive environment for lasting recovery.
The Importance of Seeking Quality Treatment
Seeking quality addiction treatment is a pivotal step towards recovery. We delve into why the quality of treatment matters, exploring its impact on outcomes and the overall well-being of individuals on their journey to sobriety.
Signs of Quality Addiction Treatment Services
Identifying quality addiction treatment services can be challenging. Here, we outline key signs to look for, empowering individuals and their families to make informed decisions about their recovery journey.
Types of Therapies Offered
Effective addiction treatment involves a variety of therapies. From cognitive-behavioral therapy to group counseling, we explore the diverse approaches employed by quality addiction treatment services.
Inpatient vs. Outpatient Treatment: Choosing the Right Path
Understanding the difference between inpatient and outpatient treatment is crucial. We guide you through the decision-making process, helping you choose the path that aligns with your recovery goals.
Specialized Programs for Different Addictions
Not all addictions are the same, and neither should their treatment be. Discover how quality addiction treatment services tailor programs to address the unique challenges posed by different substances.
Holistic Approaches to Addiction Recovery
Holistic approaches consider the whole person—mind, body, and spirit. Learn how these approaches contribute to comprehensive healing and sustainable recovery.
The Role of Mental Health in Addiction Treatment
Mental health plays a significant role in addiction recovery. Unpacking the connection between mental health and addiction, we shed light on integrated approaches to address both aspects.
Quality Addiction Treatment Centers: What Sets Them Apart?
Distinguishing features of quality addiction treatment centers contribute to their success. We explore the characteristics that set them apart from the rest, ensuring the highest standard of care.
- The Advantages of Shotcrete in Phoenix, Arizona: A Comprehensive Guide
Phoenix, Arizona, a city renowned for its scorching temperatures and unique desert landscape, has seen an upsurge in innovative construction methods. Among these techniques, shotcrete has gained significant traction due to its suitability for the region’s environmental conditions and construction requirements.
Shotcrete is a construction material that offers versatility, durability, and strength, making it an ideal choice for various construction projects in Phoenix, Arizona. It involves a process of spraying concrete or mortar onto surfaces at high velocities using a pneumatic device. This application technique results in a dense and robust layer that adheres firmly to any shape or surface, including vertical or overhead areas.
Benefits in Phoenix’s Climate
Phoenix’s climate is characterized by extreme heat and Phoenix Arizona shotcrete occasional monsoons, posing unique challenges for construction materials. Shotcrete, however, thrives in these conditions. Its rapid setting time makes it suitable for projects that demand quick application and strength development, which can be crucial during intense weather changes.
The material’s durability and resistance to weathering are essential in Phoenix’s climate. Shotcrete exhibits excellent resistance to thermal expansion and contraction, minimizing the risk of cracks or structural damage caused by temperature fluctuations. Its ability to withstand high temperatures makes it an excellent choice for structures exposed to the desert sun.
Applications in Phoenix’s Construction
Shotcrete’s adaptability suits various construction needs in Phoenix. In infrastructure development, it’s commonly used for building retaining walls, tunnels, swimming pools, and even decorative elements. Its seamless application allows for intricate designs and shapes, offering architects and builders creative freedom without compromising structural integrity.
In residential construction, shotcrete is increasingly employed for homes and landscaping projects. From foundation work to creating artificial rock formations or water features in backyard designs, shotcrete provides a robust solution that complements the desert aesthetic.
Amid growing concerns about sustainability, shotcrete stands out as an environmentally friendly option. Its efficient use of materials minimizes waste, and its longevity reduces the need for frequent repairs or replacements. Additionally, the ability to apply shotcrete with precision lowers the carbon footprint compared to traditional construction methods.
Challenges and Best Practices
While shotcrete offers numerous advantages, proper application is key to its success. Skilled operators and adherence to industry standards are crucial to ensure structural integrity and longevity. Ensuring the correct mix design, appropriate equipment, and proper curing methods are essential aspects of achieving the desired results with shotcrete.
- A Guide to Aerial Lift Operations and Maintenance
Aerial lifts, sometimes called airborne job systems or boom raises, are devices that assist you get to raised workspace, and they come in a range of choices. Whether you’re a building specialist that needs to access hard-to-reach roofing system places, or an electrician wanting to deal with lights in the ceiling of an arena or arena, there’s an airborne lift that will certainly conserve you time and effort and assist you finish your task much more successfully.
Picking the right airborne lift for your task is crucial to safety and security and success. You need to consider the number and size of employees, the weight of devices and products, and the optimum load capacity. Additionally, make sure you understand the weather in the location you’ll be working. An unanticipated gust of wind can quickly throw off an unanchored system.
Prior to operating any kind of kind of lift, a worker must have specialized training and a permit from the producer. This ensures that the driver recognizes just how to appropriately operate the device and prevents security dangers like complexities, squeeze factors, architectural failings and more. Furthermore, just authorized workers should run an aerial lifts, and appropriate assessment of the vehicle and all lifting parts is crucial to avoid crashes and injuries.
While the huge majority of crashes entailing airborne lifts are falls, many other typical injuries consist of electrocutions, tip-overs and obtaining caught in between the platform and an item. To minimize these threats, workers should always use an autumn restraint system, which is a harness with a strap that attaches to the platform to limit the motion of the operator. Employees ought to additionally check the site to try to find flooring drains, irregular surfaces, pipelines, openings, debris and various other potential threats before and throughout lift procedure. In addition, employees need to never lean over the edge of the system or usage slabs, ladders or scaffolding on the lift.
The sort of work you’ll be doing on an airborne lift will establish the type of device you’ll require. As an example, if you’ll be using it inside your home, you’ll desire a scissor lift that’s small enough to fit via doors and narrow aisles. If you’ll be using it outdoors, you’ll require a larger boom lift that can extend to your intended work height.
To reduce sound pollution and fume exhausts, take into consideration electrical or pneumatic lifts that will not harm your hearing (stockrooms are wonderful echo chambers) or create harmful fumes. On the various other hand, if you’ll be doing heavier-duty job, a straight boom lift might be your finest choice. These machines are a lot more steady than verbalizing models and can be made use of to get to the greatest heights of all lift kinds.
- How Skip Hire Services Can Help With a Variety of Jobs
Skip hire services provide a simple, cost effective and efficient solution for waste disposal and recycling. With a range of skip sizes to choose from, a number of different vehicles and a dedicated team, a trusted skip hire company can help with a variety of jobs.
Whether it’s a commercial or residential job, waste can quickly accumulate and if not cleared can make the site unappealing and potentially dangerous for workers. By hiring a Paisley skip hire service, businesses and homeowners can ensure that any potential hazards are correctly disposed of in a safe manner.
Many different types of items can be placed in a Paisley skip hire services, however it is important to avoid placing any hazardous materials such as asbestos. If you are unsure about what can and cannot be placed in a skip then it is recommended that you speak to the waste management experts at Clearabee.
Mini skips are a great option for those undertaking smaller jobs such as garden clearances or house DIY. These skips are a cost effective way to dispose of waste and can hold up to 35 standard black bin bags of waste. These are also a popular choice for those who don’t have the space or driveway to accommodate a larger skip.
These are our smallest skips and are suitable for household waste such as: garden clearance, small home improvements, kitchen or bathroom refits. They are also commonly used by builders as a temporary waste container. The four yard midi skip can also be hired for commercial projects where a large volume of waste is expected such as office clearances, warehouse and manufacturing site clearances.
Midi skips can be hired for a long period of time and are perfect for those who need to keep their waste removal and disposal schedule consistent. If you are planning on placing your skip on the roadside then a Renfrewshire council permit will be required and we can arrange this for you as part of your skip hire package.
A larger skip is suitable for those undertaking a larger scale project such as a garage conversion, new build or major extension to the property. These can hold up to 100 black bin sacks of waste and are ideal for those who have a high volume of waste to dispose of on a regular basis.
A large amount of waste can be recycled using skips, and our local Skip Hire companies strive to achieve the highest possible recycling rates for all waste materials disposed of in their skips. With some companies achieving a full 80% recycling rate, this is great news for the environment and helps reduce our overall carbon footprint.
- A Clean Pup is a Happy Pup: Professional Dog Grooming Excellence
Canine grooming is the procedure of caring for a dog’s layer, nails and ear wellness. This can be done by an expert or in the home and is very important for making certain that the skin, layer, ears, mouth and paws are healthy and balanced and devoid of infection.
It is advised to bridegroom canines regularly, specifically those with longer hair, as it assists protect against matting and keeps the layer healthy and balanced. Regular grooming also helps in reducing the amount of hair that is dropped around the house, allowing owners to spend much less time picking up after their pet. Moreover, grooming can be an excellent opportunity for an individually bonding experience with your canine.
When to Groom
To stay clear of making your dog uneasy, it’s best to clean them before or after a lengthy walk or play session and when they’re really feeling tranquility. A pleased, unwinded canine will certainly be much more approving of being combed and will not pull or fight with the brush as much. It’s also a good concept to offer your canine deals with during the grooming session to keep them tranquil and happy.
The initial thing you will certainly require is the best tools for your type of pet. The kind of brushes you use will depend upon the thickness and size of your dog’s coat. If you have a double-coated canine, after that you will certainly require a rake which is developed to penetrate right into the thick layer and get rid of tangles and dead undercoat near the skin. Various other Dog grooming Katy TX devices consist of a fine-toothed comb, a wide-toothed comb and a flea comb to help with the removal of ticks and fleas.
Next, you will need a great shampoo and conditioner. When bathing, make sure to utilize hair shampoo formulated for dogs as human shampoo can be drying out and unsafe for your pet’s coat. You will certainly additionally require a towel to dry your pet, and a brush and comb to re-brush them after the bathroom.
A last action is to check for any type of issues with your pet’s skin and layer, such as rashes, sores, hairless spots or parasitic invasions. If you discover any kind of concerns, consult your veterinarian.
Pet dog pet grooming is an amazing job choice for those who enjoy dealing with animals and delight in a hands-on job. However, it is important to finish specialist training in order to be a successful canine groomer. QC Family pet Researches supplies pet brushing courses in several states across the nation. Go here for more information about our program and just how it can assist you construct an effective profession in the field of animal grooming.
- TalentKompass Deutschland – A Beacon of Clarity
Amid the whirlwind of HR solutions, TalentKompass Deutschland stands a beacon of clarity. Their unwavering dedication and innovative spirit illuminates the path to talent acquisition excellence, propelling businesses to unparalleled heights of success. From strategic talent acquisition to recruitment process optimization, each of their offerings is meticulously crafted to deliver on their promise to equip clients with the tools and expertise they need to excel in their industries.
Unlike many of their peers, they operate on the principle that they are more than just an HR services provider; they are a trusted partner, a dedicated ally in each client’s journey to talent acquisition success. As such, they take the time to fully understand their clients’ needs and challenges before offering any solution. This is what sets them apart from other HR firms, and is a key factor in their ability to create custom strategies that are perfectly tailored to their client’s needs.
To further exemplify their commitment to their clients, they also offer a wide array of training and development programs that help to boost employee performance and engagement. By empowering employees to reach their full potential, they can help to ensure that businesses are always running at peak efficiency and productivity.
In addition, the firm’s forward-thinking maneuver of supporting a remote operation model further underscores their dedication to efficiency and effectiveness. By foregoing a physical office, they are able to eliminate any distractions or inefficiencies that could impede their ability to provide exemplary service to their clients. As a result, they are able to focus all of their efforts on meeting and exceeding their clients’ expectations.
The German economy faces a critical shortage of qualified professionals, which is hampering economic growth and stunting innovation. While initiatives have been launched to attract global talent, they are not enough to address the root causes of this issue. For example, bureaucracy is often an obstacle to hiring internationals, especially when it comes to the recognition of foreign qualifications. In addition, cultural differences can cause a lack of communication and understanding between employers and candidates.
To address this problem, TalentKompass Deutschland offers a wide range of solutions that are designed to attract and integrate global talent. These include a number of advanced talent discovery tools and comprehensive HR management platforms. Additionally, they offer a variety of professional development and training programs that are tailored to the specific needs of each company. This way, they can ensure that their clients are able to recruit and retain the best talent in their industry.
- Epoxy Resin Flooring: A Step-by-Step Installation Walkthrough
Epoxy resin floor covering is a very popular selection for commercial and industrial residential properties. It’s long lasting and simple to clean that makes it an affordable and long-lasting floor remedy. The material is odor-free and highly resistant to stains and spills, making it an outstanding option for high web traffic locations. Nevertheless, there are several things you need to find out about epoxy resin floorings prior to making the decision to use them in your center. This post will explore what epoxy resin is, just how it’s used and some of the benefits and negative aspects of this floor covering alternative.
What is an epoxy resin floor?
An epoxy material is a hard-wearing, safety colour flooring covering that can be related to concrete and wood. The floor coating develops a difficult surface with a smooth surface, similar to the appearance of an orange peel (therefore the name). This sort of material is frequently used as an ornamental coloured floor in retail stores and warehouses or as a protective floor covering remedy for concrete surfaces in factories and vehicle garages.
Epoxy materials are used in a variety of items, consisting of adhesives, sealants, paints and finishings. It’s a chemical-resistant product that is likewise unsusceptible heat and UV rays. It’s a good choice for locations that experience a great deal of wear and tear, such as manufacturing facilities, workshops, automobile dealers and sporting activities arenas.
There are several kinds of epoxy resins, each with its own distinct collection of properties. Some are a lot more heat-resistant than others, while some are able to endure extremely chilly temperature levels. Epoxy resins are available in a series of colours and surfaces to match any visual. Some can even be textured to create a non-slip, anti-static surface.
When it concerns mounting an epoxy resin floor, the right preparation and application is essential. This is why it’s best to leave the task to a specialist team that have every one of the required tools and training. The underlying flooring needs to be completely cleaned up, without any kind of oils or greases and fixed where essential before the layer is applied. Humidity degrees have to also be reduced enough to permit the epoxy to cure correctly.
The most usual kinds of epoxy floor finishes are polyurethane and polyurea. Polyurethane is a much more pricey option, however it’s likewise extra resistant and has a far better surface. Polyurea is more affordable, yet it does not last as long as polyurethane.
While there are some downsides to making use of epoxy material floorings, the pros plainly surpass them. They are a popular and durable flooring option for industrial and commercial centers, and they can be extremely appealing in residential applications too.
While it’s true that an epoxy flooring can be susceptible to fracturing, this is usually caused by the incorrect installation process or poor emerging materials. It’s additionally essential to bear in mind that an epoxy floor is a long-term floor covering solution, so if you decide that you no longer want it, you will require to get rid of and change it. Nonetheless, if you choose a high quality item and have it installed properly by a professional team, an Epoxy Resin Flooring will give you years of service.
- Revolutionize Your Fitness Business with Commercial Gym Equipment Hire
In the dynamic world of fitness, staying ahead requires access to top-notch equipment without the burden of ownership. The emergence of a new platform dedicated to commercial gym equipment hire is poised to revolutionize how fitness businesses operate. With an extensive array of high-quality machinery and a seamless rental process, this innovative website is set to redefine the industry landscape.
A Paradigm Shift in Fitness Management
Gone are the days of grappling with hefty upfront costs and the logistical challenges of purchasing used commercial gym equipment. This groundbreaking website specializes in providing an extensive range of commercial-grade fitness machines for hire, catering to the diverse needs of fitness centers, personal training studios, and corporate wellness programs.
The Power of Choice and Flexibility
What sets this platform apart is its commitment to offering unparalleled flexibility. Clients can select from an extensive catalog of equipment, including treadmills, ellipticals, strength training machines, and more. Whether it’s for a temporary event, a seasonal promotion, or a long-term lease, this website accommodates various requirements, ensuring that businesses have access to the precise equipment they need, precisely when they need it.
Streamlined Rental Process
Simplicity and efficiency define the user experience on this website. The streamlined rental process empowers fitness entrepreneurs to browse, select, and rent equipment seamlessly. A user-friendly interface simplifies the selection process, allowing users to explore detailed equipment descriptions, specifications, and rental terms at their convenience.
Elevating Business Viability
For businesses, especially startups and small-scale fitness ventures, managing costs while providing top-tier services is crucial. This website aligns with this goal by alleviating the financial burden associated with purchasing expensive gym equipment outright. By opting for rental solutions, fitness entrepreneurs can allocate their resources more effectively, focusing on enhancing customer experience and expanding their services.
The Promise of Quality and Reliability
One of the cornerstones of this platform is its commitment to quality. All equipment available for hire undergoes rigorous maintenance and quality checks, ensuring optimal performance and user safety. By partnering with this website, fitness businesses can confidently offer their clientele premium workout experiences, backed by reliable, state-of-the-art machinery.
Pioneering Collaborative Partnerships
Beyond being a rental service, this website fosters partnerships with fitness professionals, aiming to support and nurture the growth of the industry. By establishing collaborative relationships, the platform becomes a hub for innovation, knowledge-sharing, and continuous improvement in fitness equipment offerings and services.